Broker Check

James V. Peters, CLU, ChFC

(949) 631-3840

FAQ

General Questions

Do you have a customer satisfaction or refund policy?
No.

Financial Planners

What are your qualifications? What is your education background?
CLU®‚Äč and ChFC®

What is your approach to financial planning?
Holistic. We start with what the client wants to accomplish in order of priority.

What services do you offer?
Investment services, fee-based financial planning, college planning and insurance risk advice.

How many clients do you currently manage?
400(approximately)

Will you be the only person working with me?
Yes.

How are you compensated? How will I pay for your services?
Either fee or commission. We discuss both options with our clients.

If you are going to manage my account, will you obtain my permission every time you buy or sell something?
Yes, unless it is in one of our managed accounts with a 3rd party manager.

Do you offer any guaranteed results?
We do for our annuity products.

How much risk should I be willing to take?
Depends upon your investment time frame and risk tolerance.

Have you ever been charged with any breaches?
No.

Financial Advisors

What services do you provide? What are your specialties?
Investment services, fee-based financial planning, college planning and insurance risk advice.

What financial institution(s) do you represent?
Centaurus Financial, Inc.

How do you charge for your services?
Depends upon what the clients needs. Fee-based plans we either charge hourly or flat fee.

Do you provide a free initial consultation?
Yes.

Why should I choose you as my financial advisor?
Service, customization and financial concerns being met.

401k Plan Services

What are your management fees?
Depends upon the size of the plan and the number of participants.

What kind of plans do you specialize in?
401k, 403b, Defined Benefit, Profit Sharing, Simple IRA and non-qualified deferred compensation plans.

Do you have a minimum requirement for number of employees or total investment value?
No.

What type of plans do you offer?
401k, 403b, Defined Benefit, Profit Sharing, Simple IRA and non-qualified deferred compensation plans.

Do you offer any additional services?
401K Plan Rollover

What are your qualifications?
CLU®, ChFC®

What is your approach to 401 K plan rollovers?
Look at the client's risk tolerance and time frame to determine suggestions.

How long does the process of rolling over a 401K plan usually take?
10 to 30 days.

What financial institutions do you represent?
Centaurus Financial, Inc.

How many years of experience do you have?
20 years

What are your fees for this service?
Fees for management if a wealth management account. Others accounts we do not charge a fee.

How many 401K rollover clients do you currently manage?
400

Why should I roll over my 401K plan to your firm?
Service, customization and financial concerns being met.

Do you provide a free initial consultation?
Yes.