Invest in Your Future: Make the Most of Your Employee Stock Purchase Plan
Is an Employee Stock Purchase Plan right for you? Weigh your decision with the help of the following tips and questions.Read More
Will Rising Mortgage Rates Cool? Pros and Cons of Investing in REITs
Confused about REITs and mortgage rates in 2023? This guide from Grace Wealth Management Group can help!Read More
Prepare Now to Reduce Your Tax Bill in 2023
Take advantage of these legitimate tax deductions to save money and never pay more taxes than you absolutely need to.Read More
Understanding Incentive & Non-Qualified Stock Options
Stock options are a great way to build long-lasting wealth, but they aren’t simple. Here are 5 things to know about your stock options.Read More
How an In-Service Rollover Can Help
If you want to do something different with your 401(k), consider whether an in-service rollover might be for you.Read More
Inflation Keeps Going Up. Will It Last?
In case it wasn’t obvious, high inflation is now a long-term problem. Here’s why—and how Grace Wealth Management Group can help.Read More
Managing Your Tax Payments When Your Monthly Income Varies
If you’re self-employed, tax payments can be stressful and burdensome. Ease your worries! Learn how to manage your tax payments when your income varies.Read More
Top Habits of Financially Successful People
What does it mean to be financially successful? Following these top habits is a good place to start.Read More
Treating Life Insurance As a Diversifying Asset Class
Do you want to lower your tax liability in retirement? Learn how you can use life insurance as an investment vehicle.Read More
The Importance of Estate Planning
Planning an estate involves many details and time-consuming tasks, but don’t let that keep you from getting your affairs in order. We can help.Read More
What to Do When Your Stock Options Vest
Do you know what’s in your compensation package? When you’re in management or play another key role in your company, your benefits likely include equity compensation, like stock options and restricted stock units. Typically...Read More
The Top 5 Financial Planning Challenges of Corporate Executives
Corporate executives have a lot on their plates. It’s up to them and their leadership to ensure their organization fulfills its purpose and remains financially stable. And on the personal front, they also carry the heavy burden...Read More
How Tax Planning Can Help Business Owners Have a Successful Business Sale
If you’re a business owner, even the thought of selling your business can be daunting. Many owners today just focus on getting the proper valuation of their business and finding a buyer that will be a good fit. While these...Read More
The Business Owner Exit–Succession Process
If you’re a business owner, I bet that calling it a “job” feels like an understatement. From that first spark of a creative idea to managing a full-fledged business, your business is your life. And because starting...Read More
Turning 70? Here’s How That Will Impact Your Financial Plan
16, 18, 21, 50, 59½, 62, 65, 66-67, 70. What do all these numbers have in common? In the U.S., these are milestone ages that indicate you’re now old enough to be afforded new rights, opportunities, or—in the case of...Read More
How Federal Employees Can Plan To Retire On Time
There are many benefits to working for the federal government, (1) but perhaps the greatest is that it can set you up for much financial success. After all, being able to retire after 30 years of service is something most...Read More
Financial Pitfalls Veterans Should Avoid
Veterans are widely appreciated and revered for their service to our country; unfortunately, however, they can be overlooked within the financial services industry. As such, veterans often face an uphill battle when it comes to...Read More
How Does An Independent Financial Advisor Benefit You?
Many people attempt to manage their finances on their own; however, if you choose the DIY method, you open yourself up to a multitude of potentially costly missteps. Partnering with a financial advisor is the wisest choice to ensure...Read More
Do You Have Multiple Retirement Plans? How To Consolidate And Maximize Returns
Now that people change jobs so often, it’s likely you have several different employer-sponsored retirement accounts to your name. Then, just to make it more complicated, you may even have a retirement plan that you set up for...Read More
4 Reasons Why You May Be Due For A Life Insurance Review
Shopping for life insurance—and, indeed, any kind of insurance—is not a one-and-done kind of deal. As your circumstances change, you will likely find that your life insurance coverage and add-ons need to change as well....Read More
Do You Know Someone Who Needs Help Managing Their Finances?
COVID-19 has upended the universe. Our hopes and plans for the new decade turned into fear and uncertainty. Some of us lost family members, jobs, and a reliable income. We learned that life is fragile and not always under our control....Read More
Financial Planning For Aging Parents
It can be an uncomfortable role reversal when you realize that your parents, who taught you much of what you know and guided you to adulthood, now need your help. This situation might leave you responsible for your parents or the...Read More
Ways To Reduce Your Taxes In High-Income Years
2020 has unfortunately been a tough year financially for many. However, you may own a business that is thriving after consumers shifted their purchasing patterns. Or maybe you’ve changed to a more lucrative job, or have...Read More
How To Save Taxes On Social Security Benefits
Some retirees are surprised when they learn their Social Security retirement benefits can be taxed. However, there are steps you can take before and during retirement to lessen the potential tax burden. Learn how these benefits are...Read More
5 Ways To Save On Taxes In Retirement
People usually start thinking about taxes in February and forget about them completely once their return is filed a month or two later. If you want to minimize your tax liability, though, it is important to keep taxes in mind...Read More
Save On Roth Conversion Taxes By Investing In Energy
Roth IRAs are an excellent investment vehicle because there are no taxes due on any of the growth. You can put money into a Roth IRA and let it grow for decades without owing an additional cent in taxes. The downside to Roth IRAs is...Read More
Could A Charitable Remainder Trust Meet Your Philanthropic And Retirement Income Needs?
By Jim Peters, CLU®, ChFC® There’s so much need in this world, sometimes it can be hard to balance taking care of yourself and your desire to help make the world a better place. You want to give of the wealth you’ve...Read More
How Could You Benefit From An Intermediated Installment Sale?
Why are IRAs popular retirement savings vehicles? It’s because they allow you to defer income tax so that you have more money to invest and put to work for you. With an IRA, however, you can only save up to $7,000 a year and you...Read More
Retirement Planning Strategies for Attorneys
When you go to the gym, chances are you have a personal trainer. After all, with all of the hours you work, you don’t have time to research and become an exercise expert as well. You get a lot more out of your gym time by working...Read More
Should You Pay Down Your Mortgage or Invest the Money?
What is the number one rule of personal finance? Spend less than you earn. If you have worked hard for decades, followed a budget, and adhered to this rule, you may find yourself in the enviable position of earning more money each...Read More
If Widowhood Happened Tomorrow, Would You Be Prepared?
There are some topics that all of us like to avoid, and one of those, in particular is the death of a loved one. Since the life expectancy for women is longer than that of men, widowhood is a possibility that you need to take seriously...Read More
5 Surprising Facts About Widowhood
*For the sake of this article, “widow” refers to both genders. If you’re like most people, you try to avoid thinking about death, especially the death of a spouse. Losing a spouse is one of the hardest things one can...Read More
Five Financial Moves That Can Hurt Your Retirement Savings
We work hard in our careers in order to, hopefully, experience a comfortable retirement. Regardless of our definition of wealth, most of us want to protect what we’ve worked hard to earn and enjoy the fruits of our labor. But...Read More
How to Get the Most From Your Employee Stock Options
Do you have employee stock options? If so, you’re in good company. Businesses love granting their employees stock options because they align the employee’s interests with those of the company. They are becoming so popular...Read More
Is a Vacation Home Really an Investment?
Summer is coming and it may be time to go on vacation. As you head out to the beach or up to the mountains, you may find yourself thinking, “I come here so much, I should just invest in a vacation home.” While having your...Read More
The Easy Way To Get Started On Your Estate Plan
Estate planning is one of those tasks that most of us put off for the future, either because we don’t want to think about our mortality, believe it’s too costly, or because it doesn’t seem necessary. In fact, only 51%...Read More
Do You Need Help Gathering Old 401(k) Accounts?
There’s no doubt that 401(k) accounts are an incredible asset to help you reach your retirement savings goals. These employer-sponsored savings plans offer a tax-advantaged way for you to save, often with matching contributions...Read More
Are Your Financial Accounts Protected From Hackers?
It seems that every other day we hear about online security breaches experienced by major companies, from Yahoo to JP Morgan Chase, and even the IRS. As we rely heavily on the Internet to conduct financial transactions and manage our...Read More
Make an Appointment Now to Update Your 2017 Financial Plan
The holidays are behind us, and we are well on our way into the new year! We often see January as a time for fresh starts, new goals, and renewed motivation. New Year’s resolutions tend to inspire us to purchase gym memberships,...Read More
Why You Need a Financial Advisor For 2017
If you’re worried about your finances and future retirement, you aren’t alone. Americans’ fears regarding their lifestyle, medical bills, and retirement continue to increase each year. More than 50% of Americans worry...Read More
Thanks for Joining us on the Grace Wealth Management Cruise!
We recently hosted our client appreciation cruise around Newport Harbor and had a wonderful time with all of those who joined us! Thank you to all of our clients and partners who attended. We appreciate you taking the time to network...Read More
How Will the Election Results Affect the Market?
After a tumultuous and dramatic election season, the results are in. This election was certainly one for the history books. Because both polls and markets had expected a Clinton victory, the markets are reeling from the surprise...Read More
Four Reasons Why You May Be Due For a Life Insurance Review
Life insurance reviews aren’t exactly the most exciting of tasks nor are they top of mind for most people. But it is an important conversation to have with your financial advisor, and a regular review is essential. If it’s...Read More
How Will the Election Affect the Markets?
The presidential election always results in an exciting year, but this election has been one for the books. The election is less than a few weeks away and while we don’t know who will win, many investors are concerned with how...Read More
Please Take Our 2016 Client Satisfaction Survey
Our clients are our top priority! In an effort to continually improve the service we offer, we'd like your honest feedback. Please take a few minutes to complete our 2016 Client Survey. The survey should take less than five minutes to...Read More
What We Do and How We Can Help
You have a unique life, unique circumstances, and unique goals. Don’t you deserve a unique financial plan to go with it? While many people may assume this, it is far too often for advisors and firms to sell proprietary products...Read More
Why I Became a Financial Advisor
I like to believe I was born to be a financial advisor. My father was a financial advisor and, through his work, I learned that, too often, the unexpected can happen and interrupt lives. I realized that people needed a financial...Read More